38LOW

PNC

PIONEER CR FPO [PNC]
Pioneer Credit Limited, together with its subsidiaries, provides financial services in Australia. It acquires and services purchase debt portfolios. The company was incorporated in 2002 and is based in Perth, Australia.
Financial Services · ASX Small Cap
$0.6300 +0.0%

Updated 26 Mar 2026 · Scores refresh every scan

Score Breakdown

Technical63
Catalyst50
Sentiment50
Fundamental100
Momentum69
Risk Gate42
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Active Signals

Bullish Signals

  • RSI drifting toward oversold territory — worth watching
  • Volume-price trend says buyers are quietly accumulating — price hasn't caught up yet
  • Trading above the 200-day average — the long-term trend is on your side
  • Strong cash runway (16 quarters)
  • Low P/S ratio (1.6x)
  • Moderate revenue growth (+10%)
  • EPS estimates revised upward (+10pts)
  • Post-earnings drift: positive surprise (SUE +10)
  • Small-cap ($20-100M)
  • CANSLIM C: Strong EPS growth (503% QoQ)
  • CANSLIM A: Turned profitable
  • CANSLIM I: Institutional ownership (22%)
  • Strong return on equity (24%)
  • Healthy profit margins (25%)
  • Sentiment is mixed — no strong consensus either way
  • Positive long-term momentum — up 44% over the past year
  • Earnings are trending the right way — 2 consecutive improvements
  • Altman Z-Score distress zone (-0.10 < 1.81, low-confidence approx)
  • Beneish M-Score -1.58 > -1.78: likely earnings manipulation
  • RBA hiking (-5pts)

Risk Signals

  • Trading below both moving averages — the trend is working against this one
  • Not enough chatter to gauge sentiment — defaulting to neutral
  • The bigger volume days are the down days — volume-weighted momentum is negative (-0.55%/day)
  • Overseas neutral (-1pts, S&P500 neutral, VIX 25)
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Recent Catalysts

NONE Change of Director's Interest Notice - S Targett
NONE FY26 NPAT Guidance increased to at least $23m
NONE 315bps margin reduction on $55.5m Medium Term Notes

Recent ASX Announcements

2026-03-05 Change of Director's Interest Notice - S Targett
2026-03-04 FY26 NPAT Guidance increased to at least $23m PRICE SENSITIVE
2026-02-22 315bps margin reduction on $55.5m Medium Term Notes PRICE SENSITIVE
2026-02-17 1HY26 Results Presentation PRICE SENSITIVE
2026-02-17 Strong results drive FY26 NPAT Upgrade PRICE SENSITIVE

Key Metrics

$99.6M
Market Cap
119K
Avg Volume
0.9x
Vol Ratio
$0.36 — $0.79
52-Week Range
N/A
Short Interest
N/A
Cash Runway
24.0%
ROE
24.6%
Profit Margin

CANSLIM Analysis

FactorRatingDetail
CCurrent EPSpassEPS Growth: 503%
AAnnual EarningsimprovingCAGR: 0%
NNew Highs / Catalystsneutral
SSupply & DemandneutralFloat: 71%
LLeader vs LaggardlaggardRS: -1
IInstitutional SponsorshippassInst: 22%
MMarket DirectionneutralNeutral

Sector: Financial Services

Ranked #100 of 115 · Sector avg: 45

View all Financial Services signals →
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NCC 55RMC 54IFL 53CVW 53MME 53
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