51MEDIUM

HUM

HUMMGROUP FPO [HUM]
Humm Group Limited, together with its subsidiaries, provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. It operates through Commercial and Leasing, Point of Sale Payment Plans (PosPP), New Zealand Cards, and Australia Cards segments. The company offers interest-free payment and repayment options to cover home renovation, veterinary, dental, optical, and fertility services, as well as furniture expenses under the humm brand; and long-term interest free finance and everyday spend solutions under the humm90 brand. It also provides Q Mastercard, an interest free credit card providing payment holiday options; and FlexiCommercial, a business financing solution, which includes leasing and chattel mortgages for small and medium businesses. The company was formerly known as FlexiGroup Limited and changed its name to Humm Group Limited in November 2020. Humm Group Limited was founded in 1988 and is headquartered in Sydney, Australia.
Financial Services · ASX Small Cap
$0.6850 +0.0%

Updated 26 Mar 2026 · Scores refresh every scan

Score Breakdown

Technical61
Catalyst50
Sentiment50
Fundamental74
Momentum83
Risk Gate39
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Active Signals

Bullish Signals

  • Drifting lower — down 5.5% over the last 5 days
  • Volume-price trend says buyers are quietly accumulating — price hasn't caught up yet
  • Trading above the 200-day average — the long-term trend is on your side
  • Cash positive / operating cashflow positive
  • Low P/S ratio (1.3x)
  • EPS estimates revised upward (+10pts)
  • Earnings in sharp decline (-49% QoQ)
  • CANSLIM A: Turned profitable
  • CANSLIM S: Tight float (48%)
  • CANSLIM I: Institutional ownership (18%)
  • Sentiment is mixed — no strong consensus either way
  • Strong long-term momentum — up 59% over the past year (excluding last month)
  • Excellent risk-adjusted returns — Sharpe of 1.6 means strong gains without wild swings
  • Earnings are trending the right way — 3 consecutive improvements
  • The bigger volume days are the up days — volume-weighted momentum is positive (0.30%/day)
  • Altman Z-Score distress zone (-0.42 < 1.81, low-confidence approx)
  • RBA hiking (-5pts)

Risk Signals

  • Revenue declining (-8%)
  • Post-earnings drift: negative surprise (SUE -5)
  • Not enough chatter to gauge sentiment — defaulting to neutral
  • Overseas neutral (-1pts, S&P500 neutral, VIX 25)
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Recent Catalysts

NONE Panel receives review application from Andrew Abercrombie
NONE Update on the Credit Corp proposal
NONE Initial Director's Interest Notice

Recent ASX Announcements

2026-03-23 Panel receives review application from Andrew Abercrombie
2026-03-22 Update on the Credit Corp proposal
2026-03-20 Initial Director's Interest Notice
2026-03-20 TOV: HUM - Panel Receives Review Application PRICE SENSITIVE
2026-03-17 TOV: HUM Declaration of Unacceptable Circumstances PRICE SENSITIVE

Key Metrics

$345.1M
Market Cap
777K
Avg Volume
1.1x
Vol Ratio
$0.43 — $0.78
52-Week Range
1.0%
Short Interest
N/A
Cash Runway
4.8%
ROE
9.7%
Profit Margin

CANSLIM Analysis

FactorRatingDetail
CCurrent EPSfailEPS Growth: -49%
AAnnual EarningsimprovingCAGR: 0%
NNew Highs / Catalystsneutral
SSupply & DemandpassFloat: 48%
LLeader vs LaggardlaggardRS: 0
IInstitutional SponsorshippassInst: 18%
MMarket DirectionneutralNeutral

Sector: Financial Services

Ranked #16 of 115 · Sector avg: 45

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