52MEDIUM

HMY

HARMONEY FPO [HMY]
Harmoney Corp Limited, together with its subsidiaries, provides secured and unsecured personal loans through online in Australia and New Zealand. The company's personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It also operates Stellare, an investment platform. Harmoney Corp Limited was incorporated in 2014 and is headquartered in Auckland, New Zealand.
Financial Services · ASX Small Cap
$0.7400 +1.4%

Updated 26 Mar 2026 · Scores refresh every scan

Appeared in 2 consecutive scans→ Score +18First seen: 2026-02-25

Score Breakdown

Technical47
Catalyst52
Sentiment50
Fundamental100
Momentum71
Risk Gate42
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Active Signals

Bullish Signals

  • RSI drifting toward oversold territory — worth watching
  • Above-average volume (2.0x) on a red day — sellers in control
  • Cash positive / operating cashflow positive
  • Low P/S ratio (1.6x)
  • Strong revenue growth (+23%)
  • Piotroski F-Score strong (7/9, low-confidence approx)
  • EPS estimates revised upward (+10pts)
  • Post-earnings drift: positive surprise (SUE +10)
  • Small-cap ($20-100M)
  • CANSLIM C: Strong EPS growth (202% QoQ)
  • CANSLIM A: Turned profitable
  • CANSLIM S: Tight float (40%)
  • Strong return on equity (25%)
  • Healthy profit margins (20%)
  • Sentiment is mixed — no strong consensus either way
  • Positive long-term momentum — up 44% over the past year
  • Earnings are trending the right way — 2 consecutive improvements
  • Altman Z-Score distress zone (-0.29 < 1.81, low-confidence approx)
  • RBA hiking (-5pts)

Risk Signals

  • Trading below both moving averages — the trend is working against this one
  • Below the 200-day average — the long-term trend is still working against it
  • Not enough chatter to gauge sentiment — defaulting to neutral
  • Overseas neutral (-1pts, S&P500 neutral, VIX 25)
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Recent Catalysts

LOW Investor Presentation - ASX SMIDcaps Conference
NONE Update - Notification of buy-back - HMY
NONE Update - Notification of buy-back - HMY
NONE Update - Notification of buy-back - HMY

Recent ASX Announcements

2026-03-24 Investor Presentation - ASX SMIDcaps Conference PRICE SENSITIVE
2026-03-24 Update - Notification of buy-back - HMY
2026-03-23 Update - Notification of buy-back - HMY
2026-03-22 Update - Notification of buy-back - HMY
2026-03-19 Update - Notification of buy-back - HMY

Key Metrics

$77.0M
Market Cap
49K
Avg Volume
2.0x
Vol Ratio
$0.41 — $1.00
52-Week Range
N/A
Short Interest
N/A
Cash Runway
25.1%
ROE
19.6%
Profit Margin

CANSLIM Analysis

FactorRatingDetail
CCurrent EPSpassEPS Growth: 202%
AAnnual EarningsimprovingCAGR: 0%
NNew Highs / Catalystsneutral
SSupply & DemandpassFloat: 40%
LLeader vs LaggardlaggardRS: -4
IInstitutional SponsorshipweakInst: 5%
MMarket DirectionneutralNeutral

Sector: Financial Services

Ranked #11 of 115 · Sector avg: 45

View all Financial Services signals →
Related Tickers
NCC 55RMC 54IFL 53CVW 53MME 53
Compare:HMY vs NCCHMY vs RMCHMY vs IFL
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