48LOW

EPY

EARLYPAY FPO [EPY]
Earlypay Limited engages in the provision of financial solutions to businesses in Australia. It offers invoice finance, such as debtor and trade finance; invoice factoring and discounting, and clean energy finance services, as well as business line of credit. The company also provides equipment finance services for old and new equipment, such as sale back of owned or partially owned equipment, private sales, and mid-term refinancing. In addition, it offers payroll and trade finance services, and asset finance. Additionally, it offers supplier early payment platform solutions and ATO tax debt services. The company was formerly known as CML Group Limited and changed its name to Earlypay Limited in November 2020. Earlypay Limited was incorporated in 2001 and is based in North Sydney, Australia.
Financial Services · ASX Small Cap
$0.1550 +3.3%

Updated 26 Mar 2026 · Scores refresh every scan

Score Breakdown

Technical55
Catalyst50
Sentiment50
Fundamental91
Momentum43
Risk Gate42
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Active Signals

Bullish Signals

  • RSI drifting toward oversold territory — worth watching
  • Stochastic just turned bullish from a low level — early reversal sign
  • Drifting lower — down 3.1% over the last 5 days
  • Volatility is contracting — like a spring being compressed, breakouts often follow
  • Cash positive / operating cashflow positive
  • Low P/S ratio (0.8x)
  • EPS estimates revised upward (+10pts)
  • Near 52-week low (0% of range)
  • Small-cap ($20-100M)
  • CANSLIM I: Institutional ownership (34%)
  • Sentiment is mixed — no strong consensus either way
  • Earnings are trending the right way — 2 consecutive improvements
  • Altman Z-Score distress zone (-0.01 < 1.81, low-confidence approx)
  • RBA hiking (-5pts)

Risk Signals

  • Trading below both moving averages — the trend is working against this one
  • Below the 200-day average — the long-term trend is still working against it
  • Not enough chatter to gauge sentiment — defaulting to neutral
  • Long-term momentum is negative — down 21% over the past year
  • The bigger volume days are the down days — volume-weighted momentum is negative (-0.60%/day)
  • Overseas neutral (-1pts, S&P500 neutral, VIX 25)
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Recent Catalysts

NONE Update - Notification of buy-back - EPY
NONE Update - Notification of buy-back - EPY
NONE Update - Notification of buy-back - EPY

Recent ASX Announcements

2026-03-25 Update - Notification of buy-back - EPY
2026-03-22 Update - Notification of buy-back - EPY
2026-03-16 Update - Notification of buy-back - EPY
2026-03-15 Update - Notification of buy-back - EPY
2026-03-12 Update - Notification of buy-back - EPY

Key Metrics

$38.9M
Market Cap
450K
Avg Volume
0.9x
Vol Ratio
$0.15 — $0.23
52-Week Range
N/A
Short Interest
N/A
Cash Runway
2.2%
ROE
3.1%
Profit Margin

CANSLIM Analysis

FactorRatingDetail
CCurrent EPSneutralEPS Growth: 0%
AAnnual EarningsfailCAGR: 0%
NNew Highs / Catalystsneutral
SSupply & DemandneutralFloat: 63%
LLeader vs LaggardlaggardRS: -4
IInstitutional SponsorshippassInst: 34%
MMarket DirectionneutralNeutral

Sector: Financial Services

Ranked #43 of 115 · Sector avg: 45

View all Financial Services signals →
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