47LOW

EML

EMLPAYMENT FPO [EML]
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.
Technology · ASX Small Cap
$0.5820 -1.4%

Updated 26 Mar 2026 · Scores refresh every scan

Score Breakdown

Technical62
Catalyst46
Sentiment50
Fundamental88
Momentum29
Risk Gate46
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Active Signals

Bullish Signals

  • RSI drifting toward oversold territory — worth watching
  • MACD momentum is picking up steam
  • Bollinger Bands are tightening — volatility is coiling up for a potential breakout
  • Volatility is contracting — like a spring being compressed, breakouts often follow
  • Strong cash runway (9 quarters)
  • Low P/S ratio (1.0x)
  • EPS estimates revised upward (+10pts)
  • Near 52-week low (1% of range)
  • CANSLIM I: Institutional ownership (53%)
  • Sentiment is mixed — no strong consensus either way
  • Poor risk-adjusted returns — Sharpe of -2.0 means lots of volatility for not much reward
  • Altman Z-Score grey zone (2.13, low-confidence approx)
  • RBA hiking (-3pts)

Risk Signals

  • Trading below both moving averages — the trend is working against this one
  • Below the 200-day average — the long-term trend is still working against it
  • Piotroski F-Score weak (3/9, low-confidence approx)
  • Deeply negative margins (-30%)
  • Not enough chatter to gauge sentiment — defaulting to neutral
  • Long-term momentum is negative — down 43% over the past year
  • The bigger volume days are the down days — volume-weighted momentum is negative (-1.72%/day)
  • Overseas neutral (-2pts, S&P500 neutral, VIX 25)
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Recent Catalysts

NEGATIVE Court Approval of Shareholder Class Action Settlement
NONE Change of Director's Interest Notice
NONE Change in substantial holding
NONE Application for quotation of securities - EML
Announcement tone +5pts

Recent ASX Announcements

2026-03-24 Court Approval of Shareholder Class Action Settlement
2026-03-12 Change of Director's Interest Notice
2026-03-11 Change in substantial holding
2026-03-04 Application for quotation of securities - EML
2026-03-04 Change in substantial holding

Key Metrics

$226.1M
Market Cap
3.2M
Avg Volume
0.8x
Vol Ratio
$0.58 — $1.20
52-Week Range
2.3%
Short Interest
N/A
Cash Runway
-40.7%
ROE
-30.1%
Profit Margin

CANSLIM Analysis

FactorRatingDetail
CCurrent EPSfailEPS Growth: 0%
AAnnual EarningsfailCAGR: 0%
NNew Highs / Catalystsneutral
SSupply & DemandneutralFloat: 68%
LLeader vs LaggardlaggardRS: -8
IInstitutional SponsorshippassInst: 53%
MMarket DirectionneutralNeutral

Sector: Technology

Ranked #51 of 97 · Sector avg: 46

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